No we are an educational platform.
Our purpose is to provide educational tools and
resources that will assist our members in achieving financial freedom and knowledge to not only repair their credit, but maintain it.
Our members will learn the principles of budgeting, saving and investing.  We provide tangible and effective solutions by way of our DIY methods.

We have a Standard Plan which  includes financial coaching calls, budget review, analyst and review of credit status.  We create and send dispute letters, process and receipt of documents and complete manual updates.  provide ongoing credit education and credit building recommendation through monthly updates.
Coaching on personal and business credit building. We offer educational content such as e-books and guides to help you stay on track. Our monthly coaching calls can be utilized along side with our DIY software.

No, we are actually a non-profit corporation. We Became a legal entity on July 19, 2016. Our purpose is to provide educational tools and resources that will assist our communities in achieve financial freedom and knowledge to not only repair the credit but maintain it.
Our clients will learn principles of budgeting saving and investing with our DIY methods.

Great question!
While the word "non-profit" brings up mental images of charities helping others, and doing good deeds, in reality, non-profits don't need to be charitable. Non-profits such as the NFL, Goodwill, IKEA and many more rely on the sale  merchandise or services to keep the lights on and just like them we have a need to do so as well. There are many people who work behind the scenes to keep credit Warriors running seamlessly and rely on a paycheck to provide for their families and in exchange they are compensated for their hard work and dedication to our company.

Absolutely! Credit Warriors is our baby, we take pride in our brand and go the extra mile to legally protect it against infringement and those who could possibly cause harm to our reputation. The use of our likeness is non permissible by any means without prior written consent.

Credit is when you receive money, goods or a service, and you agree to pay for it in the future—usually with added interest. If you use it responsibly, credit can be a useful tool. But if you don’t, you’ll have to face some negative consequences that will make your life harder.

Your credit score is a 3-digit number on a scale of 300 to 850 that suggests how creditworthy you are—meaning, how good you are with credit and how much you can be trusted to pay back what you borrow. Potential lenders will use this number to decide what kinds of credit cards and loans to offer you. Generally, the higher the score, the better the offers. 

There are a few different types of scores, but the two best-known are your FICO Score and your VantageScore. They’re calculated based on the information that shows up on your credit report.

Generally speaking, there are five tiers of a credit score. A good credit score is anything above 670.
Anything below a 670 is considered poor or only fair credit.

Your credit can be brought down a lot faster than it can be brought up, so it might help to review these things that can hurt your credit:


- Not paying bills on time


- Filing for bankruptcy or foreclosure


- Applying for too many credit accounts


- Carrying high balances on your credit cards


- Ignoring questionable negative items on your report

There are five main contributors to your credit score–payment history, amount of debt, length of credit history, credit mix and new credit. Managing your credit wisely by paying your bills on time, paying debt down and maintaining your current accounts could improve your score. 

Beyond these five factors, your credit could contain negative items that are unfair or inaccurate, which can stay on your reports for up to seven to 10 years. If you don't want to wait that long, you can try repairing your credit.

The law entitles you to an accurate, fair and substantiated credit profile. If something on your credit isn’t right, you can correct or repair it with the credit bureaus and your creditors.


Unfortunately, we can’t guarantee anything. But we can promise to help you work to address any unfair or inaccurate negative items hurting your credit profile.

Honestly, we can’t say. There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different. That being said, past members have seen an average increase of 40 points in just four months, and have typically stayed with us for six months.

Absolutely. You just need to put in the work by sending out disputes to the the credit bureaus and your creditors to address any errors on your credit. That being said, this process can be time consuming but we do have a free software solution that is super user friendly. You can schedule a consultation and we also offer a service to walk you through.