Legal Enforcement

Credit Warriors Inc. uses real law to enforce your consumer rights. When creditors or Credit Reporting Agencies cross the line, we press back—with documentation, deadlines, and if needed, legal referrals.

• Violation Identification: We dig into your reports to flag any breach of FCRA, FDCPA, TCPA, ECOA, and more.
• Regulatory Complaint Filings: We file complaints with the CFPB, FTC, state attorney generals, and banking regulators when your rights are violated.
• Creditor Accountability: We don’t just go after the CRA's. Original creditors, collectors, debt buyers—They all answer to federal rules.
• Litigation Referrals: We partner with attorneys who specialize in consumer protection if the case qualifies for escalation.

• Re-aged collections
• Duplicate accounts
• Reporting after discharge (bankruptcy, settled debt)
• Furnishing false info after disputes

This Service Helps You:

• Clear stubborn negative items
• Get actual damages or settlements (in select cases)
• Hold banks, collectors, and bureaus legally accountable

Timeline:

• 30–90 days for complaint responses
• Longer if escalated to litigation or legal mediation